| A Share | Front |
Average front end load of 3.75% to 5.25%. 12b-1 of 25 bps. | No |
Yes | No | No |
Yes |
| C Share | Level |
Typically charge 1.00% up-front with a 1.00% trailing 12b-1. Deferred fee applies. | No |
Yes | No | No |
Yes |
| Institutional (INST) | No-Load |
Class will not have any 12b-1 fees and generally no shareholder servicing fees. Minimums are typically higher and will range from $100k – $250k. | Yes |
Yes | Yes | Yes |
No |
| Investor (INV / ADV) | No-Load |
Class will often have a 12b-1 fee (25 bps) and/or Shareholder Service Fee. Minimums are lower. | Yes |
Yes | Yes | Yes |
Yes |
| Retirement (R-6) | No-Load |
Similar to an INST share class but will not have any additional fees – 12b-1, Shareholder Service Fee, Admin Svc Fee, etc…. | No |
No | No | Yes |
No |