Fees and Expenses
The following tables describe the fees and expenses you may pay if you buy, hold, and sell Dollar Shares or DeFi Shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the tables and examples below.
| Dollar Shares | DeFi Shares | |
| Sales Charge (Load) Imposed on Purchases | None | None |
| Purchase Fee | None | None |
| Sales Charge (Load) Imposed on Reinvested Dividends | None | None |
| Redemption Fee | None | None |
| Account Service Fee Per Year (for certain fund account balances below $5,000,000) | $25 | $25 |
| Dollar Shares | DeFi Shares | |
| Management Fees | 0.16% | 0.08% |
| 12b-1 Distribution Fee | None | None |
| Other Expenses | 0.01% | 0.01% |
| Total Annual Fund Operating Expenses | 0.17% | 0.09% |
Example
The following examples are intended to help you compare the cost of investing in the Fund’s Dollar Shares or DeFi Shares with the cost of investing in other mutual funds. They illustrate the hypothetical expenses that you would incur over various periods if you were to invest $10,000 in the Fund’s shares. These examples assume that the shares provide a return of 5% each year and that total annual fund operating expenses remain as stated in the preceding table. You would incur these hypothetical expenses whether or not you were to redeem your investment at the end of the given period. Although your actual costs may be higher or lower, based on these assumptions your costs would be:
| 1 Year | 3 Years | 5 Years | 10 Years | |
| Dollar Shares | $17 | $55 | $96 | $217 |
| DeFi Shares | $9 | $29 | $51 | $115 |