DATE	EFFR
  1954-07-01	0.8
  1954-08-01	1.22
  1954-09-01	1.07
  1954-10-01	0.85
  1954-11-01	0.83
  1954-12-01	1.28
  1955-01-01	1.39
  1955-02-01	1.29
  1955-03-01	1.35
  1955-04-01	1.43
  1955-05-01	1.43
  1955-06-01	1.64
  1955-07-01	1.68
  1955-08-01	1.96
  1955-09-01	2.18
  1955-10-01	2.24
  1955-11-01	2.35
  1955-12-01	2.48
  1956-01-01	2.45
  1956-02-01	2.5
  1956-03-01	2.5
  1956-04-01	2.62
  1956-05-01	2.75
  1956-06-01	2.71
  1956-07-01	2.75
  1956-08-01	2.73
  1956-09-01	2.95
  1956-10-01	2.96
  1956-11-01	2.88
  1956-12-01	2.94
  1957-01-01	2.84
  1957-02-01	3
  1957-03-01	2.96
  1957-04-01	3
  1957-05-01	3
  1957-06-01	3
  1957-07-01	2.99
  1957-08-01	3.24
  1957-09-01	3.47
  1957-10-01	3.5
  1957-11-01	3.28
  1957-12-01	2.98
  1958-01-01	2.72
  1958-02-01	1.67
  1958-03-01	1.2
  1958-04-01	1.26
  1958-05-01	0.63
  1958-06-01	0.93
  1958-07-01	0.68
  1958-08-01	1.53
  1958-09-01	1.76
  1958-10-01	1.8
  1958-11-01	2.27
  1958-12-01	2.42
  1959-01-01	2.48
  1959-02-01	2.43
  1959-03-01	2.8
  1959-04-01	2.96
  1959-05-01	2.9
  1959-06-01	3.39
  1959-07-01	3.47
  1959-08-01	3.5
  1959-09-01	3.76
  1959-10-01	3.98
  1959-11-01	4
  1959-12-01	3.99
  1960-01-01	3.99
  1960-02-01	3.97
  1960-03-01	3.84
  1960-04-01	3.92
  1960-05-01	3.85
  1960-06-01	3.32
  1960-07-01	3.23
  1960-08-01	2.98
  1960-09-01	2.6
  1960-10-01	2.47
  1960-11-01	2.44
  1960-12-01	1.98
  1961-01-01	1.45
  1961-02-01	2.54
  1961-03-01	2.02
  1961-04-01	1.49
  1961-05-01	1.98
  1961-06-01	1.73
  1961-07-01	1.17
  1961-08-01	2
  1961-09-01	1.88
  1961-10-01	2.26
  1961-11-01	2.61
  1961-12-01	2.33
  1962-01-01	2.15
  1962-02-01	2.37
  1962-03-01	2.85
  1962-04-01	2.78
  1962-05-01	2.36
  1962-06-01	2.68
  1962-07-01	2.71
  1962-08-01	2.93
  1962-09-01	2.9
  1962-10-01	2.9
  1962-11-01	2.94
  1962-12-01	2.93
  1963-01-01	2.92
  1963-02-01	3
  1963-03-01	2.98
  1963-04-01	2.9
  1963-05-01	3
  1963-06-01	2.99
  1963-07-01	3.02
  1963-08-01	3.49
  1963-09-01	3.48
  1963-10-01	3.5
  1963-11-01	3.48
  1963-12-01	3.38
  1964-01-01	3.48
  1964-02-01	3.48
  1964-03-01	3.43
  1964-04-01	3.47
  1964-05-01	3.5
  1964-06-01	3.5
  1964-07-01	3.42
  1964-08-01	3.5
  1964-09-01	3.45
  1964-10-01	3.36
  1964-11-01	3.52
  1964-12-01	3.85
  1965-01-01	3.9
  1965-02-01	3.98
  1965-03-01	4.05
  1965-04-01	4.09
  1965-05-01	4.1
  1965-06-01	4.05
  1965-07-01	4.09
  1965-08-01	4.12
  1965-09-01	4.02
  1965-10-01	4.08
  1965-11-01	4.1
  1965-12-01	4.32
  1966-01-01	4.42
  1966-02-01	4.6
  1966-03-01	4.66
  1966-04-01	4.67
  1966-05-01	4.9
  1966-06-01	5.17
  1966-07-01	5.3
  1966-08-01	5.53
  1966-09-01	5.4
  1966-10-01	5.53
  1966-11-01	5.76
  1966-12-01	5.4
  1967-01-01	4.94
  1967-02-01	5
  1967-03-01	4.53
  1967-04-01	4.05
  1967-05-01	3.94
  1967-06-01	3.98
  1967-07-01	3.79
  1967-08-01	3.9
  1967-09-01	3.99
  1967-10-01	3.88
  1967-11-01	4.13
  1967-12-01	4.51
  1968-01-01	4.61
  1968-02-01	4.71
  1968-03-01	5.05
  1968-04-01	5.76
  1968-05-01	6.12
  1968-06-01	6.07
  1968-07-01	6.03
  1968-08-01	6.03
  1968-09-01	5.78
  1968-10-01	5.91
  1968-11-01	5.82
  1968-12-01	6.02
  1969-01-01	6.3
  1969-02-01	6.61
  1969-03-01	6.79
  1969-04-01	7.41
  1969-05-01	8.67
  1969-06-01	8.9
  1969-07-01	8.61
  1969-08-01	9.19
  1969-09-01	9.15
  1969-10-01	9
  1969-11-01	8.85
  1969-12-01	8.97
  1970-01-01	8.98
  1970-02-01	8.98
  1970-03-01	7.76
  1970-04-01	8.1
  1970-05-01	7.95
  1970-06-01	7.61
  1970-07-01	7.21
  1970-08-01	6.62
  1970-09-01	6.29
  1970-10-01	6.2
  1970-11-01	5.6
  1970-12-01	4.9
  1971-01-01	4.14
  1971-02-01	3.72
  1971-03-01	3.71
  1971-04-01	4.16
  1971-05-01	4.63
  1971-06-01	4.91
  1971-07-01	5.31
  1971-08-01	5.57
  1971-09-01	5.55
  1971-10-01	5.2
  1971-11-01	4.91
  1971-12-01	4.14
  1972-01-01	3.51
  1972-02-01	3.3
  1972-03-01	3.83
  1972-04-01	4.17
  1972-05-01	4.27
  1972-06-01	4.46
  1972-07-01	4.55
  1972-08-01	4.81
  1972-09-01	4.87
  1972-10-01	5.05
  1972-11-01	5.06
  1972-12-01	5.33
  1973-01-01	5.94
  1973-02-01	6.58
  1973-03-01	7.09
  1973-04-01	7.12
  1973-05-01	7.84
  1973-06-01	8.49
  1973-07-01	10.4
  1973-08-01	10.5
  1973-09-01	10.78
  1973-10-01	10.01
  1973-11-01	10.03
  1973-12-01	9.95
  1974-01-01	9.65
  1974-02-01	8.97
  1974-03-01	9.35
  1974-04-01	10.51
  1974-05-01	11.31
  1974-06-01	11.93
  1974-07-01	12.92
  1974-08-01	12.01
  1974-09-01	11.34
  1974-10-01	10.06
  1974-11-01	9.45
  1974-12-01	8.53
  1975-01-01	7.13
  1975-02-01	6.24
  1975-03-01	5.54
  1975-04-01	5.49
  1975-05-01	5.22
  1975-06-01	5.55
  1975-07-01	6.1
  1975-08-01	6.14
  1975-09-01	6.24
  1975-10-01	5.82
  1975-11-01	5.22
  1975-12-01	5.2
  1976-01-01	4.87
  1976-02-01	4.77
  1976-03-01	4.84
  1976-04-01	4.82
  1976-05-01	5.29
  1976-06-01	5.48
  1976-07-01	5.31
  1976-08-01	5.29
  1976-09-01	5.25
  1976-10-01	5.02
  1976-11-01	4.95
  1976-12-01	4.65
  1977-01-01	4.61
  1977-02-01	4.68
  1977-03-01	4.69
  1977-04-01	4.73
  1977-05-01	5.35
  1977-06-01	5.39
  1977-07-01	5.42
  1977-08-01	5.9
  1977-09-01	6.14
  1977-10-01	6.47
  1977-11-01	6.51
  1977-12-01	6.56
  1978-01-01	6.7
  1978-02-01	6.78
  1978-03-01	6.79
  1978-04-01	6.89
  1978-05-01	7.36
  1978-06-01	7.6
  1978-07-01	7.81
  1978-08-01	8.04
  1978-09-01	8.45
  1978-10-01	8.96
  1978-11-01	9.76
  1978-12-01	10.03
  1979-01-01	10.07
  1979-02-01	10.06
  1979-03-01	10.09
  1979-04-01	10.01
  1979-05-01	10.24
  1979-06-01	10.29
  1979-07-01	10.47
  1979-08-01	10.94
  1979-09-01	11.43
  1979-10-01	13.77
  1979-11-01	13.18
  1979-12-01	13.78
  1980-01-01	13.82
  1980-02-01	14.13
  1980-03-01	17.19
  1980-04-01	17.61
  1980-05-01	10.98
  1980-06-01	9.47
  1980-07-01	9.03
  1980-08-01	9.61
  1980-09-01	10.87
  1980-10-01	12.81
  1980-11-01	15.85
  1980-12-01	18.9
  1981-01-01	19.08
  1981-02-01	15.93
  1981-03-01	14.7
  1981-04-01	15.72
  1981-05-01	18.52
  1981-06-01	19.1
  1981-07-01	19.04
  1981-08-01	17.82
  1981-09-01	15.87
  1981-10-01	15.08
  1981-11-01	13.31
  1981-12-01	12.37
  1982-01-01	13.22
  1982-02-01	14.78
  1982-03-01	14.68
  1982-04-01	14.94
  1982-05-01	14.45
  1982-06-01	14.15
  1982-07-01	12.59
  1982-08-01	10.12
  1982-09-01	10.31
  1982-10-01	9.71
  1982-11-01	9.2
  1982-12-01	8.95
  1983-01-01	8.68
  1983-02-01	8.51
  1983-03-01	8.77
  1983-04-01	8.8
  1983-05-01	8.63
  1983-06-01	8.98
  1983-07-01	9.37
  1983-08-01	9.56
  1983-09-01	9.45
  1983-10-01	9.48
  1983-11-01	9.34
  1983-12-01	9.47
  1984-01-01	9.56
  1984-02-01	9.59
  1984-03-01	9.91
  1984-04-01	10.29
  1984-05-01	10.32
  1984-06-01	11.06
  1984-07-01	11.23
  1984-08-01	11.64
  1984-09-01	11.3
  1984-10-01	9.99
  1984-11-01	9.43
  1984-12-01	8.38
  1985-01-01	8.35
  1985-02-01	8.5
  1985-03-01	8.58
  1985-04-01	8.27
  1985-05-01	7.97
  1985-06-01	7.53
  1985-07-01	7.88
  1985-08-01	7.9
  1985-09-01	7.92
  1985-10-01	7.99
  1985-11-01	8.05
  1985-12-01	8.27
  1986-01-01	8.14
  1986-02-01	7.86
  1986-03-01	7.48
  1986-04-01	6.99
  1986-05-01	6.85
  1986-06-01	6.92
  1986-07-01	6.56
  1986-08-01	6.17
  1986-09-01	5.89
  1986-10-01	5.85
  1986-11-01	6.04
  1986-12-01	6.91
  1987-01-01	6.43
  1987-02-01	6.1
  1987-03-01	6.13
  1987-04-01	6.37
  1987-05-01	6.85
  1987-06-01	6.73
  1987-07-01	6.58
  1987-08-01	6.73
  1987-09-01	7.22
  1987-10-01	7.29
  1987-11-01	6.69
  1987-12-01	6.77
  1988-01-01	6.83
  1988-02-01	6.58
  1988-03-01	6.58
  1988-04-01	6.87
  1988-05-01	7.09
  1988-06-01	7.51
  1988-07-01	7.75
  1988-08-01	8.01
  1988-09-01	8.19
  1988-10-01	8.3
  1988-11-01	8.35
  1988-12-01	8.76
  1989-01-01	9.12
  1989-02-01	9.36
  1989-03-01	9.85
  1989-04-01	9.84
  1989-05-01	9.81
  1989-06-01	9.53
  1989-07-01	9.24
  1989-08-01	8.99
  1989-09-01	9.02
  1989-10-01	8.84
  1989-11-01	8.55
  1989-12-01	8.45
  1990-01-01	8.23
  1990-02-01	8.24
  1990-03-01	8.28
  1990-04-01	8.26
  1990-05-01	8.18
  1990-06-01	8.29
  1990-07-01	8.15
  1990-08-01	8.13
  1990-09-01	8.2
  1990-10-01	8.11
  1990-11-01	7.81
  1990-12-01	7.31
  1991-01-01	6.91
  1991-02-01	6.25
  1991-03-01	6.12
  1991-04-01	5.91
  1991-05-01	5.78
  1991-06-01	5.9
  1991-07-01	5.82
  1991-08-01	5.66
  1991-09-01	5.45
  1991-10-01	5.21
  1991-11-01	4.81
  1991-12-01	4.43
  1992-01-01	4.03
  1992-02-01	4.06
  1992-03-01	3.98
  1992-04-01	3.73
  1992-05-01	3.82
  1992-06-01	3.76
  1992-07-01	3.25
  1992-08-01	3.3
  1992-09-01	3.22
  1992-10-01	3.1
  1992-11-01	3.09
  1992-12-01	2.92
  1993-01-01	3.02
  1993-02-01	3.03
  1993-03-01	3.07
  1993-04-01	2.96
  1993-05-01	3
  1993-06-01	3.04
  1993-07-01	3.06
  1993-08-01	3.03
  1993-09-01	3.09
  1993-10-01	2.99
  1993-11-01	3.02
  1993-12-01	2.96
  1994-01-01	3.05
  1994-02-01	3.25
  1994-03-01	3.34
  1994-04-01	3.56
  1994-05-01	4.01
  1994-06-01	4.25
  1994-07-01	4.26
  1994-08-01	4.47
  1994-09-01	4.73
  1994-10-01	4.76
  1994-11-01	5.29
  1994-12-01	5.45
  1995-01-01	5.53
  1995-02-01	5.92
  1995-03-01	5.98
  1995-04-01	6.05
  1995-05-01	6.01
  1995-06-01	6
  1995-07-01	5.85
  1995-08-01	5.74
  1995-09-01	5.8
  1995-10-01	5.76
  1995-11-01	5.8
  1995-12-01	5.6
  1996-01-01	5.56
  1996-02-01	5.22
  1996-03-01	5.31
  1996-04-01	5.22
  1996-05-01	5.24
  1996-06-01	5.27
  1996-07-01	5.4
  1996-08-01	5.22
  1996-09-01	5.3
  1996-10-01	5.24
  1996-11-01	5.31
  1996-12-01	5.29
  1997-01-01	5.25
  1997-02-01	5.19
  1997-03-01	5.39
  1997-04-01	5.51
  1997-05-01	5.5
  1997-06-01	5.56
  1997-07-01	5.52
  1997-08-01	5.54
  1997-09-01	5.54
  1997-10-01	5.5
  1997-11-01	5.52
  1997-12-01	5.5
  1998-01-01	5.56
  1998-02-01	5.51
  1998-03-01	5.49
  1998-04-01	5.45
  1998-05-01	5.49
  1998-06-01	5.56
  1998-07-01	5.54
  1998-08-01	5.55
  1998-09-01	5.51
  1998-10-01	5.07
  1998-11-01	4.83
  1998-12-01	4.68
  1999-01-01	4.63
  1999-02-01	4.76
  1999-03-01	4.81
  1999-04-01	4.74
  1999-05-01	4.74
  1999-06-01	4.76
  1999-07-01	4.99
  1999-08-01	5.07
  1999-09-01	5.22
  1999-10-01	5.2
  1999-11-01	5.42
  1999-12-01	5.3
  2000-01-01	5.45
  2000-02-01	5.73
  2000-03-01	5.85
  2000-04-01	6.02
  2000-05-01	6.27
  2000-06-01	6.53
  2000-07-01	6.54
  2000-08-01	6.5
  2000-09-01	6.52
  2000-10-01	6.51
  2000-11-01	6.51
  2000-12-01	6.4
  2001-01-01	5.98
  2001-02-01	5.49
  2001-03-01	5.31
  2001-04-01	4.8
  2001-05-01	4.21
  2001-06-01	3.97
  2001-07-01	3.77
  2001-08-01	3.65
  2001-09-01	3.07
  2001-10-01	2.49
  2001-11-01	2.09
  2001-12-01	1.82
  2002-01-01	1.73
  2002-02-01	1.74
  2002-03-01	1.73
  2002-04-01	1.75
  2002-05-01	1.75
  2002-06-01	1.75
  2002-07-01	1.73
  2002-08-01	1.74
  2002-09-01	1.75
  2002-10-01	1.75
  2002-11-01	1.34
  2002-12-01	1.24
  2003-01-01	1.24
  2003-02-01	1.26
  2003-03-01	1.25
  2003-04-01	1.26
  2003-05-01	1.26
  2003-06-01	1.22
  2003-07-01	1.01
  2003-08-01	1.03
  2003-09-01	1.01
  2003-10-01	1.01
  2003-11-01	1
  2003-12-01	0.98
  2004-01-01	1
  2004-02-01	1.01
  2004-03-01	1
  2004-04-01	1
  2004-05-01	1
  2004-06-01	1.03
  2004-07-01	1.26
  2004-08-01	1.43
  2004-09-01	1.61
  2004-10-01	1.76
  2004-11-01	1.93
  2004-12-01	2.16
  2005-01-01	2.28
  2005-02-01	2.5
  2005-03-01	2.63
  2005-04-01	2.79
  2005-05-01	3
  2005-06-01	3.04
  2005-07-01	3.26
  2005-08-01	3.5
  2005-09-01	3.62
  2005-10-01	3.78
  2005-11-01	4
  2005-12-01	4.16
  2006-01-01	4.29
  2006-02-01	4.49
  2006-03-01	4.59
  2006-04-01	4.79
  2006-05-01	4.94
  2006-06-01	4.99
  2006-07-01	5.24
  2006-08-01	5.25
  2006-09-01	5.25
  2006-10-01	5.25
  2006-11-01	5.25
  2006-12-01	5.24
  2007-01-01	5.25
  2007-02-01	5.26
  2007-03-01	5.26
  2007-04-01	5.25
  2007-05-01	5.25
  2007-06-01	5.25
  2007-07-01	5.26
  2007-08-01	5.02
  2007-09-01	4.94
  2007-10-01	4.76
  2007-11-01	4.49
  2007-12-01	4.24
  2008-01-01	3.94
  2008-02-01	2.98
  2008-03-01	2.61
  2008-04-01	2.28
  2008-05-01	1.98
  2008-06-01	2
  2008-07-01	2.01
  2008-08-01	2
  2008-09-01	1.81
  2008-10-01	0.97
  2008-11-01	0.39
  2008-12-01	0.16
  2009-01-01	0.15
  2009-02-01	0.22
  2009-03-01	0.18
  2009-04-01	0.15
  2009-05-01	0.18
  2009-06-01	0.21
  2009-07-01	0.16
  2009-08-01	0.16
  2009-09-01	0.15
  2009-10-01	0.12
  2009-11-01	0.12
  2009-12-01	0.12
  2010-01-01	0.11
  2010-02-01	0.13
  2010-03-01	0.16
  2010-04-01	0.2
  2010-05-01	0.2
  2010-06-01	0.18
  2010-07-01	0.18
  2010-08-01	0.19
  2010-09-01	0.19
  2010-10-01	0.19
  2010-11-01	0.19
  2010-12-01	0.18
  2011-01-01	0.17
  2011-02-01	0.16
  2011-03-01	0.14
  2011-04-01	0.1
  2011-05-01	0.09
  2011-06-01	0.09
  2011-07-01	0.07
  2011-08-01	0.1
  2011-09-01	0.08
  2011-10-01	0.07
  2011-11-01	0.08
  2011-12-01	0.07
  2012-01-01	0.08
  2012-02-01	0.1
  2012-03-01	0.13
  2012-04-01	0.14
  2012-05-01	0.16
  2012-06-01	0.16
  2012-07-01	0.16
  2012-08-01	0.13
  2012-09-01	0.14
  2012-10-01	0.16
  2012-11-01	0.16
  2012-12-01	0.16
  2013-01-01	0.14
  2013-02-01	0.15
  2013-03-01	0.14
  2013-04-01	0.15
  2013-05-01	0.11
  2013-06-01	0.09
  2013-07-01	0.09
  2013-08-01	0.08
  2013-09-01	0.08
  2013-10-01	0.09
  2013-11-01	0.08
  2013-12-01	0.09
  2014-01-01	0.07
  2014-02-01	0.07
  2014-03-01	0.08
  2014-04-01	0.09
  2014-05-01	0.09
  2014-06-01	0.1
  2014-07-01	0.09
  2014-08-01	0.09
  2014-09-01	0.09
  2014-10-01	0.09
  2014-11-01	0.09
  2014-12-01	0.12
  2015-01-01	0.11
  2015-02-01	0.11
  2015-03-01	0.11
  2015-04-01	0.12
  2015-05-01	0.12
  2015-06-01	0.13
  2015-07-01	0.13
  2015-08-01	0.14
  2015-09-01	0.14
  2015-10-01	0.12
  2015-11-01	0.12
  2015-12-01	0.24
  2016-01-01	0.34
  2016-02-01	0.38
  2016-03-01	0.36
  2016-04-01	0.37
  2016-05-01	0.37
  2016-06-01	0.38
  2016-07-01	0.39
  2016-08-01	0.4
  2016-09-01	0.4
  2016-10-01	0.4
  2016-11-01	0.41
  2016-12-01	0.54
  2017-01-01	0.65
  2017-02-01	0.66
  2017-03-01	0.79
  2017-04-01	0.9
  2017-05-01	0.91
  2017-06-01	1.04
  2017-07-01	1.15
  2017-08-01	1.16
  2017-09-01	1.15
  2017-10-01	1.15
  2017-11-01	1.16
  2017-12-01	1.3
  2018-01-01	1.41
  2018-02-01	1.42
  2018-03-01	1.51
  2018-04-01	1.69
  2018-05-01	1.7
  2018-06-01	1.82
  2018-07-01	1.91
  2018-08-01	1.91
  2018-09-01	1.95
  2018-10-01	2.19
  2018-11-01	2.2
  2018-12-01	2.27
  2019-01-01	2.4
  2019-02-01	2.4
  2019-03-01	2.41
  2019-04-01	2.42
  2019-05-01	2.39
  2019-06-01	2.38
  2019-07-01	2.4
  2019-08-01	2.13
  2019-09-01	2.04
  2019-10-01	1.83
  2019-11-01	1.55
  2019-12-01	1.55
  2020-01-01	1.55
  2020-02-01	1.58
  2020-03-01	0.65
  2020-04-01	0.05
  2020-05-01	0.05
  2020-06-01	0.08
  2020-07-01	0.09
  2020-08-01	0.1
  2020-09-01	0.09
  2020-10-01	0.09
  2020-11-01	0.09
  2020-12-01	0.09
  2021-01-01	0.09
  2021-02-01	0.08
  2021-03-01	0.07
  2021-04-01	0.07
  2021-05-01	0.06
  2021-06-01	0.08
  2021-07-01	0.1
  2021-08-01	0.09
  2021-09-01	0.08
  2021-10-01	0.08
  2021-11-01	0.08
  2021-12-01	0.08
  2022-01-01	0.08
  2022-02-01	0.08
  2022-03-01	0.2
  2022-04-01	0.33
  2022-05-01	0.77
  2022-06-01	1.21
  2022-07-01	1.68
  2022-08-01	2.33
  2022-09-01	2.56
  2022-10-01	3.08
  2022-11-01	3.78
  2022-12-01	4.1
  2023-01-01	4.33
  2023-02-01	4.57
  2023-03-01	4.65
  2023-04-01	4.83
  2023-05-01	5.06
  2023-06-01	5.08
  2023-07-01	5.12
  2023-08-01	5.33
  2023-09-01	5.33
  2023-10-01	5.33
  2023-11-01	5.33
  2023-12-01	5.33
  2024-01-01	5.33
  2024-02-01	5.33
  2024-03-01	5.33
  2024-04-01	5.33
  2024-05-01	5.33
  2024-06-01	5.33
  2024-07-01	5.33
  2024-08-01	5.33
  2024-09-01	5.13
  2024-10-01	4.83
  2024-11-01	4.64